Torum Whitepaper
1. Introduction
Torum is a decentralized analytics platform built to provide transparent, reliable, and real-time data on DeFi protocols. In an increasingly complex and fragmented DeFi landscape, Torum offers a solution that bridges the gap between raw blockchain data and meaningful insight.
Our mission is to simplify access to decentralized financial information, empowering users to make smarter investment decisions, reduce risk exposure, and improve financial literacy.
Torum is for everyone — from DeFi newcomers to seasoned investors, data scientists, and developers.
2. The Problem
The DeFi ecosystem is growing rapidly, but it remains difficult to navigate. Users face:
- Scattered data across multiple platforms
- Lack of standardized risk scoring
- Overwhelming technical barriers
- Biased content and token promotion
- High vulnerability to scams and exploits
Torum addresses these problems by unifying DeFi data, offering clear and neutral analytics, and building infrastructure for informed decision-making.
3. The Solution
Torum is built on three core principles: Transparency, Objectivity, and Education.
Our platform offers:
- Cross-platform aggregation
Unified metrics from leading protocols like Uniswap, Curve, Aave, Compound, and Yearn.
- Risk engine & alerts
Smart alerts for rug pulls, oracle failures, drained pools, and TVL drops.
- Protocol scoring algorithm
Based on on-chain metrics: volatility, contract age, audits, liquidity stability, user activity, and more.
- Educational mode
Beginners can explore DeFi by comparing real protocols, seeing how metrics evolve, and learning in context.
- Open API access
Structured endpoints for TVL, APY, volumes, and protocol health — ideal for analysts and devs.
4. The XTM Token
Token name: Torum Token
Ticker: XTM
Network: BNB Smart Chain
Standard: BEP-20
Total Supply: 200,000,000 XTM
Token Allocation:
- 70% — Staking and Participation Rewards
- 21% — Liquidity on DEX and CEX
- 3% — Product Development and Maintenance
- 3% — Marketing and Partnerships
- 1% — Reserve Fund
- 2% — Team and Advisors
Token Utilities:
- Unlock advanced analytics dashboards
- Vote in governance proposals via DAO
- Get rewarded for bug reports, contributions, and educational content
- Priority access to early features and protocol integrations
5. Platform Features
✅ Unified Dashboard
All core DeFi metrics — in one intuitive interface.
📉 Protocol Risk Ratings
Independent scoring model. No sponsorship, no bias.
🔔 Alerts & Notifications
Real-time alerts for major risk events.
🧠 Learn DeFi Interactively
Learn-by-doing with real data and simulations.
🧩 Integration Ready
SDK and APIs for web3 developers, analysts, wallets, and DApps.
6. Roadmap
2025
- Development of MVP platform
- Deployment of XTM smart contract (BSC)
- Launch of website and whitepaper
- Liquidity added to DEX
- Active trading on DEX
- Closed testing of the analytics dashboard
- Community feedback collection
- Integration with the first 5 DeFi protocols
- First listing on a centralized exchange (CEX)
2026
- Public release of the platform
- User acquisition and education campaign
- Expansion of token utility
- DAO governance implementation
- Support for Layer 2 and multichain integration
2027
- Platform scaling
- Implementation of new features and UI optimization
- Development of partnerships and integrations
- Strengthening the community
2028
- Expansion into international markets
- Introduction of new tokens and protocols
- Integration of AI/ML for analytics and forecasting
- Higher-level auditing and security
- Collaboration with major financial and technology partners
7. Security & Governance
Torum’s contracts undergo full audits before launch. The project transitions into a community-governed DAO in early 2026. Holders of XTM will propose and vote on future protocol integrations, feature prioritization, and fund usage.
We are committed to being open-source, transparent, and governed by our users.
8. Conclusion
Torum is not another DeFi project chasing hype — it’s the infrastructure that DeFi has been missing. We believe the future of decentralized finance lies not in speculation, but in awareness, education, and transparency.
By delivering real-time, unbiased analytics and tools to every user — from hobbyist to hedge fund — Torum is building the core layer of DeFi’s information economy.